
Quickly issue refunds for GAP, lease adjustments, and overpayments while reducing manual processing and escheatment burden.
Drive buyer engagement with flexible incentives for test drives, vehicle purchases, parts rebates, loyalty programs, and service offers.
Motivate sales teams with reward programs that offer in-demand payment choices and flexible spending.
Pay warranty claims or parts and repair reimbursements securely through a fully managed payout solution.
Use the branded payout experience to surface personalized offers to borrowers - linking rewards, promotions, and other cross-sell opportunities directly in Onbe's recipient experience, driving engagement of your broader product ecosystem.


Refunds are a critical moment in the borrower journey—and getting them right matters. But delays, errors and manual processes create friction, erode trust and add work for your team. Digitizing refunds turns a pain point into a competitive advantage.
Onbe’s payments, fraud, and compliance experts manage your payout program from end to end, automating processes from exception management to unclaimed property handling and delivering secure, audit-ready reporting.


Send automotive refunds, loan overpayments and lease deposits to GAP and warranty cancellations—via email or SMS, offering multiple payment options including virtual cards, ACH, PayPal, Venmo, push-to-card and more, giving borrowers choice and fast access to their funds
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