
Eliminate check printing, mailing and manual reconciliation. Streamline workflows and reduce the burden of exceptions, reissues and returned payments.
Simplify complex state requirements and reduce audit exposure. Offload unclaimed property handling with a compliant, end-to-end solution.
Deliver refunds in minutes—not weeks. Replace slow, manual processes with fast, digital payouts that reach borrowers quickly.
Give customers choice, visibility and control. Provide clear communication, real-time tracking and convenient digital payment options.
Send automotive refunds, loan overpayments and lease deposits to GAP and warranty cancellations—via email or SMS, offering multiple payment options including virtual cards, ACH, PayPal, Venmo, push-to-card and more, giving borrowers choice and fast access to their funds


Refunds are a critical moment in the borrower journey—and getting them right matters. But delays, errors and manual processes create friction, erode trust and add work for your team. Digitizing refunds turns a pain point into a competitive advantage.
Onbe's payments, fraud, and compliance experts manage your program from end-to-end—automating processes from exception management to unclaimed property handling, delivering HIPAA‑compliant payouts with audit‑ready reporting - ensuring your program is maintained with healthcare-grade control.


Custom brand the payout experience so it feels like a seamless extension of your brand, while we handle everything behind the scenes. Plus, surface personalized offers—such as promotions and rewards—directly within Onbe’s recipient experience to drive engagement with your broader product ecosystem.

