# Onbe > Onbe is a U.S.-headquartered B2C payouts platform and PCI DSS Level 1 payments service provider. Onbe's payouts gateway empowers businesses to pay consumers and employees—anywhere, instantly, and securely—through a single point of integration. Onbe serves 60+ industries, has paid 290M+ consumers, and has 30 years of experience in the payments industry. Onbe enables companies to modernize disbursements, compensation, incentives, and refunds across multiple payment rails including prepaid cards, ACH, push-to-card, digital wallets, and global payouts. Clients connect via a single API, and Onbe manages end-to-end program operations including compliance, fraud, and recipient support. ## Solutions - [All Solutions](https://www.onbe.com/solutions): Overview of Onbe's three core solution areas for B2C and workforce payouts. - [Compensate](https://www.onbe.com/solutions/compensate): Pay workforces and contractors globally, including gig workers and freelancers. - [Disburse](https://www.onbe.com/solutions/disburse): Efficiently deliver refunds, insurance claims, appeasements, and similar payments to consumers. - [Incentivize](https://www.onbe.com/solutions/incentivize): Drive loyalty and engagement through rebates, rewards, and recognition payments. ## Capabilities - [Payment Choice](https://www.onbe.com/capabilities/payment-choice): Offer recipients 10+ payment options including virtual and physical prepaid cards, ACH, PayPal, Venmo, push-to-card, Apple Pay, Google Pay, and Samsung Pay. - [Program Management](https://www.onbe.com/capabilities/program-management): Fully managed payout programs—Onbe handles setup, operations, fraud oversight, and compliance so clients can focus on growth. - [Global Capabilities](https://www.onbe.com/capabilities/global-capabilities): Cross-border payout capabilities for paying recipients around the world without added complexity. - [Flexible Integrations](https://www.onbe.com/capabilities/flexible-integrations): No-code, low-code, and full REST API integration options to fit any client's technical environment. - [Compliance, Fraud & Security](https://www.onbe.com/capabilities/compliance-fraud-security): Enterprise-grade safeguards including two-factor authentication, tokenized card details, OFAC screening, and robust fraud controls. Onbe is PCI DSS Level 1 certified and compliant with NACHA, Reg E, GLBA, GDPR, and CCPA. - [Developer Portal](https://www.onbe.com/lp/developer-portal): REST API documentation and onboarding support for technical teams integrating with Onbe. ## Industries Served - [Automotive](https://www.onbe.com/industries/automotive): Auto loan refunds, dealer incentives, warranty claims. - [Banks & Financial Institutions](https://www.onbe.com/industries/banks-and-fis): Refunds, appeasements, and white-label payout solutions. - [Consumer Goods](https://www.onbe.com/industries/consumer-goods): Consumer rebates, incentives, and loyalty rewards. - [Energy](https://www.onbe.com/industries/energy): Consumer rebates and clean energy incentive payments. - [Gig, Creator & Influencer Economy](https://www.onbe.com/industries/gig-creator-and-influencer-economy): Compensation solutions for gig workers, freelancers, and creators. - [Healthcare](https://www.onbe.com/industries/healthcare): Payments to patients, health plan members, donors, and staff. - [Insurance](https://www.onbe.com/industries/insurance): Fast, efficient claim settlement payouts. - [Maritime](https://www.onbe.com/industries/maritime): Maritime payroll and global transfers. - [Market Research](https://www.onbe.com/industries/market-research): Participant and consultant compensation. - [Property Management](https://www.onbe.com/industries/property-management): Security deposit refunds and renter incentives. - [Telecom](https://www.onbe.com/industries/telecom): Sales incentives and consumer payouts. ## Company - [About Onbe](https://www.onbe.com/company/overview): Onbe is the leader in business-to-individual payments, with 30 years of experience, 99% client retention, and 290M+ consumers paid across 60+ industries. - [Leadership](https://www.onbe.com/company/leadership): Onbe's executive leadership team. - [News & Awards](https://www.onbe.com/news-awards): Recent press releases, media coverage, and industry awards. - [Careers](https://www.onbe.com/company/careers): Open roles at Onbe. - [Partners](https://www.onbe.com/partners): Strategic partner program for resellers and technology partners. ## Resources - [Resource Center](https://www.onbe.com/resources): Blog posts, case studies, research reports, guides, infographics, and webinars on B2C payouts and payments industry trends. - [Payout Calculator](https://www.onbe.com/development/payout-calculator-v5): Tool to estimate the true cost of check-based payments versus digital alternatives. - [Glossary](https://www.onbe.com/glossary): Definitions of key payments industry terms. ## Contact - [Contact Sales](https://www.onbe.com/contact): Speak with an Onbe payments expert about payout solutions. - [Customer Support](https://login.mypaymentvault.com/contactUs): 24/7/365 multilingual support for recipients and clients. ## Optional - [Privacy Notice](https://www.onbe.com/policy/privacy-notice): Onbe's data privacy policy covering GDPR, CCPA, PIPEDA, and related regulations. - [Vulnerability Disclosure Policy](https://www.onbe.com/policy/vulnerability-disclosure-policy): Responsible disclosure guidelines for security researchers. - [Canadian Code of Conduct](https://www.onbe.com/policy/canadian-code-of-conduct): Onbe's compliance with Canadian payments regulations.